Investors/Co-Lenders

We partner with institutional investors, investment funds, hedge funds, wealth managers, insurance companies, pensions, endowments, family offices, high net worth and other investors/lenders, to co-lend to high-quality borrowers on attractive property deals and projects.

Benefits of Investing with Us

  • Private mortgage returns have demonstrated much greater consistency compared to stocks and many other investment types.

  • If a borrower is unable to repay the loan, we have the option to take control of both the property, and all other assets of the borrower pursuant to their personal guarantee, to sell the assets to recover the outstanding debt.

  • Mortgage investments provide higher income potential by seeking to deliver fixed, consistent returns through interest payments, typically far exceeding rates offered by savings accounts, investment grade bonds and other fixed-income investments. And the value of real estate can never go to zero, unlike companies that back savings vehicles or bonds.

  • Mortgage investments provide a safer alternative to stocks via significantly lower volatility, and downside protection backed by security on a real saleable asset. The value of real estate can never go to zero like a stock can – and mortgage investments get repaid in priority to equity holders upon sale of the property.

  • Charging interest on mortgages is a proven strategy used by banks that has stood the test of centuries. By investing with us, you become the mortgage lender who gets to collect all the interest and has a priority stake in the property ahead of the borrower.

  • We handle every aspect of the investment process for our investors, from sourcing and analyzing opportunities to managing paperwork, legal matters, and all other requirements. And we will deposit the monthly interest straight into your account.

Our Underwriting Process

We strive to bring the highest-quality investments to our investors/co-lenders. For every potential borrower, we diligently pursue a thorough understanding of their circumstances including the “5 C’s of credit”: conditions, capacity, collateral, character and capital. We combine our disciplined approach to risk management, with our superior structuring skills honed since 2001, to create investments with a superior risk/reward profile versus our competitors. Contact us right now to benefit from GCMIC’s rock solid institutional underwriting process:

APPLICATION REVIEW: The borrower submits a mortgage application to us with financial details and bank statements, which we review to assess eligibility.

1

2

CREDIT EVALUATION: We check the borrower's credit history and credit score to determine creditworthiness.

INCOME AND ASSET VERIFICATION: We verify the borrower's income, employment and assets to ensure they are capable of meeting all of their obligations.

3

PROPERTY VALUATION: We rigorously confirm the property's value via one of more appraisals from known and trusted accredited appraisers, an internal proprietary valuation process, and other third-party sources. We also often require environmental assessments depending on the property type. We also evaluate all of the borrower's other assets.

4

5

6

APPROVAL AND CONDITIONS: Our underwriters issue a decision, possibly with conditions to be met before final approval and closing.

CLOSING: The mortgage investment is backed by security registered against both the property being mortgaged, as well as against all of the borrower’s other assets via their personal guarantee.

Elevate Your Returns Now

Don’t miss out on the opportunity to diversify and enhance your investment portfolio with our high-quality mortgage loans. By investing with GCMIC, you gain access to expertly sourced, underwritten and managed investments and a trusted team dedicated to maximizing your returns. Contact us today to discover how we can work together to elevate your portfolio’s returns with our attractive mortgage investments.

Contact us